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Whether auto insurance covers towing costs after a car accident depends on the type of insurance coverage you have. Many people think of towing as a standard policy inclusion. It is possible that it may not be part of your insurance package. If you are not sure, it is a good idea to either read your policy or ask your agent. Although they go over the highlights, most insurance agents recommend that you read your insurance policy after you receive it. Still, most people do not read it since they went over the terms of the policy over the phone. This mistake could cost you money down the road. Most insurance companies give you the option of including roadside assistance in your insurance policy for an extra fee. Some people think because they have a membership with AAA, they do not need extra roadside coverage. When you are in an accident and AAA is not an option, your insurance company will tow your vehicle provided you have 24-hour roadside coverage included in your policy. If you invest in roadside coverage you will be covered if you run out of gas. State troopers and other road rescue operations will discourage you from repeating this practice because it places everyone in danger if you run out in a precarious place on the road. Most roadside assistance drivers carry a little gas just to get you off the highway and to a gas station. Read the rest of this entry